What Happens to Your Ceramic Coating or Paint Protection Film in an Accident?

Picture this: your car looks amazing because you’ve invested in paint protection film (PPF) or ceramic coating. But then—boom—you’re in a fender bender. Now, you’re wondering: What happens to the protection I paid for? Don’t worry! We’ve got your back. Here’s what you need to know.

What is Paint Protection Film and Ceramic Coating?

Before we dive in, let’s break this down.

• PPF is like an invisible shield that protects your car’s paint from scratches, chips, and dings. It’s super strong and self-healing (yep, it can repair itself in the sun!).

• Ceramic coating is a liquid layer that bonds to your car’s surface to protect it from dirt, water, and UV rays, making your car easier to clean and shinier than ever.

Both keep your car looking new and help protect your investment. But what happens if your car needs repairs after an accident?

Insurance Covers Surface Protection

Here’s the good news: if you’ve been in an accident and your insurance covers the repair costs for your car’s paint, it should also cover your PPF or ceramic coating. Why? Because it’s part of your car. Just like they’d fix a dent, they’ll also replace or reapply the surface protection.

🔗 Check with your insurance provider to confirm this, and make sure you mention that your car has these protective layers when you file a claim.

What Happens Next?

1. Repair Time

After an accident, your car will need repairs. During this process, the damaged film or coating will be removed. Don’t worry—this is normal.

2. Reinstallation

Once the repairs are done, a certified shop like Ceramic Bros in Delray Beach will reapply the PPF or ceramic coating to make your car look brand new again. (Yep, we’re here to help!)

3. Costs Covered by Insurance

As long as you’ve documented your protection (keep that receipt!), your insurance will likely cover the cost of replacing the film or coating.

How to Make Sure You’re Protected

• Document Your Install: Keep proof of your PPF or ceramic coating installation, like an invoice from a certified provider.

• Choose a Certified Shop: Trust a professional shop like Ceramic Bros, an XPEL-certified installer in South Florida.

• Stay in Touch with Insurance: Mention your surface protection whenever filing a claim.

We’ve Got You Covered

At Ceramic Bros, we know how much you love your car, and we’re here to keep it protected—no matter what. Whether it’s a minor scrape or a full-blown repair, we’ll help you restore your car’s protection so it looks as good as it did before the accident.

Have questions? Need help with a reinstallation? Contact Ceramic Bros today and let us keep your car looking flawless.

Your car deserves the best care—even when life happens. Drive with confidence, and let Ceramic Bros handle the rest!